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Collection Officer (SME Biashara Loans) at Phoenix Capital

Phoenix Capital
Nairobi 🇰🇪 Kenya
Live
Mid Level
Finance
Posted 5 days ago (1 Oct 2026) Updated 5 days ago

Job Description

The Collection Officer will manage the end‑to‑end collection of short‑term SME loans, ensuring timely repayments while also driving new loan sales and customer acquisition. The role involves assessing borrower creditworthiness, maintaining accurate records, and building strong relationships with small business clients. The officer will work closely with the sales team to meet portfolio growth targets.

Qualifications & Requirements

  • • Minimum 2 years experience in short‑term loan sales and collections
  • • Strong understanding of SME lending processes and credit risk assessment
  • • Proven ability to acquire customers and meet sales targets
  • • Excellent communication and negotiation skills
  • • High level of integrity and attention to detail

Required Skills

Responsibilities

  • • Manage collection of short‑term SME loans and monitor repayment schedules
  • • Follow up with borrowers to resolve overdue payments and negotiate repayment plans
  • • Conduct credit assessments and support loan underwriting decisions
  • • Drive loan sales by identifying and acquiring new SME customers
  • • Maintain accurate loan records and prepare regular collection reports