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Credit Analyst, Commercial Banking at SBM Bank
SBM Bank
Nairobi 🇰🇪 Kenya
Posted about 3 hours ago (6 Oct 2026) Updated about 3 hours ago
Job Description
The Credit Analyst evaluates commercial loan proposals, assesses credit risk, and supports the bank's lending decisions. Conducts financial analysis, prepares risk assessments, and monitors portfolio performance to ensure sound credit management. Works closely with relationship managers to structure appropriate financing solutions.
Qualifications & Requirements
- • Bachelor’s Degree in Finance, Economics, Accounting, or related discipline
- • Minimum 2 years experience in credit analysis or commercial banking
- • Strong analytical and quantitative skills
- • Proficiency in financial modeling and Microsoft Excel
- • Knowledge of banking regulations and credit risk policies
Required Skills
Responsibilities
- • Analyze commercial loan applications and supporting financial statements
- • Perform credit risk assessments and assign risk ratings
- • Prepare detailed credit reports and recommendations for approval committees
- • Monitor existing loan portfolios for compliance and early warning signs
- • Conduct financial modeling and cash‑flow analysis
- • Liaise with relationship managers and borrowers to clarify information