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Credit Officer- Loan Appraisal at United Women Sacco
JobSearch
Nairobi 🇰🇪 Kenya
Posted 6 days ago (21 Oct 2026) Deadline: 6 Nov 2026 Updated about 4 hours ago
How to Apply
• Email your CV, cover letter, and three referees to vacancies@unitedwomensacco.co.ke with the job title as the subject line, and complete the Google form linked in the posting.
Job Description
The Credit Officer will evaluate loan applications, assess creditworthiness, and ensure compliance with the SACCO’s credit policies. Duties include processing applications, conducting member visits, preparing loan documentation, and collaborating with recovery and accounts teams to monitor repayments. Strong analytical and communication skills are required.
Qualifications & Requirements
- • Bachelor’s degree in Commerce, Business Administration, or a related field
- • Minimum 3 years experience in the financial sector
- • Strong verbal and written communication skills
- • Analytical and reporting proficiency
- • Proficiency in MS Office and core banking systems
- • Ability to work effectively within a team
Required Skills
Responsibilities
- • Register and process loan applications, verifying supporting documents per SACCO policies
- • Maintain an up‑to‑date loan register and analyze applicants’ eligibility, creditworthiness, and repayment capacity
- • Conduct timely loan appraisal and risk assessment for all applications
- • Communicate regularly with members throughout the loan process
- • Prepare daily, weekly, and monthly reports on loan applications, approvals, and disbursements
- • Conduct pre‑ and post‑disbursement visits to verify proper use of loan proceeds
- • Issue loan offer and repayment schedule letters to members after approval
- • Coordinate with Recovery and Accounts teams to ensure smooth transition to repayment monitoring